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Legal

Acceptable Use Policy

Effective Nov 13, 2026 · Version 1.0

Contents

  1. How this policy applies
  2. Lawful use
  3. Honest records
  4. Access
  5. The service itself
  6. Paragon
  7. If someone breaks this policy

In short. Use ParagonBooks lawfully and keep honest books. Stay inside the organizations you belong to, and use the API and MCP within their limits. ParagonBooks won’t help falsify records, and we act on misuse.

How this policy applies

This policy is part of the Terms of Service. It applies to everyone who uses ParagonBooks: through the app, the API, the MCP server or Paragon.

Lawful use

Don’t use the service to break the law, or to help anyone else break it. That includes fraud, money laundering, financing terrorism, and dealing in proceeds of crime.

Honest records

Don’t use the service to misrepresent your records, evade tax or hide assets. That includes recording transactions that didn’t happen, back-dating or altering records to mislead a tax authority, a lender, an investor, a court or a creditor, and preparing documents meant to deceive.

ParagonBooks is built to make this hard. Posted entries are never edited: a correction is a new entry, and the audit trail records who did what and when. Paragon refuses to falsify books, and the tamper-proof ledger shows when records existed and whether they have been altered.

Tax planning that the law allows, such as choosing between salary and dividends or claiming the credits you are entitled to, is welcome.

Access

  • Use only the organizations you are a member of, with the role you were given.
  • Don’t try to get around roles, sign-in or the separation between organizations.
  • Don’t share your sign-in or API keys with anyone. Invite them instead, so they get their own role.
  • Don’t add information about other people unless you have the right to.

The service itself

  • Don’t probe, scan or test the service for vulnerabilities except as the Security page allows.
  • Don’t scrape the service, or reach it by automated means other than the published API and MCP.
  • Stay within the rate limits of the API and MCP, and don’t overload the service or interfere with other people’s use of it.
  • Don’t upload malware or files meant to harm the service or other people.
  • Don’t copy, resell, rent or sublicense access to the service.

Paragon

Don’t use Paragon to produce content for an unlawful purpose, to deceive or harass anyone, or to get around its safeguards.

If someone breaks this policy

We may remove content, limit or suspend access, revoke API keys, or close accounts. How we respond depends on how serious the problem is; where we can, we tell you first and give you a chance to fix it. Where the law requires it, or to protect someone from harm, we may report what we found to the authorities.

To report misuse, write to hello@altumo.com. For a security problem, see the Security page.

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ParagonBooks provides information and prepares your records. It isn't legal, tax or investment advice.

© 2026 Altumo Software Inc. · Burnaby, British Columbia, Canada · ParagonBooks is made by Altumo Software Inc.